It also has a mobile app, but with limitations. 2023 The PNC Financial Services Group, Inc. All rights reserved. I receive my direct deposits, I can use it at the gas pump, I can buy all my needs in store, online, and over the phone, so it's a perfect card for simple people. Advertiser Disclosure: This site may be compensated in exchange for your clicking on links posted on this website. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet. Cash deposits for SmartAccess cards are only available at PNC DepositEasy ATMs. "There has been unprecedented change in consumer preferences and customers' relationship with their money," said Tom Kunz, senior vice president and director of e-business and payments at PNC. Best at Bank of America: Bank of America Advantage Plus Banking. If your zip code above is incorrect, please enter your home zip code and select submit. When autocomplete results are available use up and down arrows to review and enter to select. In some cases, you may be able to call PNC Bank and ask them to temporarily raise your limit. Click to learn about PNC SmartAccess Skip to content FIND THE BEST PREPAID CARD FOR YOU Search Best Prepaid Cards Best Prepaid Debit Cards of 2022 Best Teen Prepaid Cards Best Rewards Cards "originator" to initiate credit entries to my SmartAccess Card issued by PNC Bank. Your wireless carrier may charge you standard text message rates. SmartAccess Prepaid Visa Key Features Easy Access Load funds easily via direct deposit or cash. Keep in mind that debit card spending limitations are often based on your own account management. To get the most of this PNC experience, Start the conversation with a PNC Mortgage loan officer. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. While the bank doesnt have standard limits on daily deposits and withdrawals, there are still some things you need to know as a customer. Pittsburgh, PA 15222 USA, PNC Media Relations "The Cities for Financial Empowerment Fund is delighted to confer its national Bank On account certification upon PNC's Foundation Checking account, making PNC the first financial institution in the country to offer two nationally certified products," saidJonathan Mintz, president and chief executive officer of the Cities for Financial Empowerment Fund. Like I said; I have a checking account so, I love this option and every time I walk into PNC to upload money it's FREE! Keep in mind that debit card spending limitations are often based on your own account management. This insurance protects and reimburses you up to your balance and the legal limit in the event your bank or credit union fails. You can click on the 'unsubscribe' link in the email at anytime. The PNC SmartAccess Prepaid Visa Card is issued by PNC Bank, which has branch and ATM locations in 19 states. For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement. To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page from 01/03/2023 through 03/31/2023, and a qualifying Direct deposit(s) must be received within the first 60 days. If you're transferring money to or from your KeyBank account, a routing number is necessary to complete the transaction. The customer service is horrible and a bank branch has limited access to accounts and has to call the regular customer service number which is worthless..They send multiple requests into their back office with no results. Mobile Deposit is a feature of PNC Mobile Banking. A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, or Virtual Wallet. (See our methodology for more information on how we choose the best checking accounts.). Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer. (412) 762-4550 Mobile deposit is now available to all consumer and small business customers of PNC Bank after its introduction to PNC Virtual Wallet customers in April. [7], Pay Bills* Select independently determines what we cover and recommend. Load funds easily via direct deposit or cash. The PNC Financial Services Group, Inc. All rights reserved. For online or phone origination, the Zip code of your primary address will be used to determine product availability. 3. ( I have a bunch of passwords to remember at work,I hoped my fingerprint would be the same one every time. As a PNC customer, you can access your money fee-free at nearly 60,000 PNC and partner ATMs across the country, as listed in our ATM locator. Worse still, if you don't notice it didn't read the amount right, you have to wait for the deposit to be declined just to be able to take it to the bank to have it deposited (for me that means a 30 minute drive each way). Keep in mind that if you spend more money than is available in your account, PNC may decline additional spending until your account is in the positive again, Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day, If you make deposits totaling $50,000 or more, $100 will be available on the day of the deposit, and another $125 will be available on the first business day following the deposit date. Summary of Fees, Schedule of Fees & Terms and Conditions. See the SmartAccess Mobile Service Terms and Conditions for details. Low Cash Mode. I've also had issues with extremely slow and hanging startups. 2023 GOBankingRates. If the recipient has not enrolled, the payment will expire after 14 calendar days. While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. PNC Mortgage is a division of PNC Bank, National Association, a subsidiary of PNC. The PNC SmartAccess Prepaid Card has a simple fee structure. Convenience: Customers can deposit paychecks, tax refunds and other benefits directly onto the card. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Spend, may be considered in the combined average monthly balance relationship. Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Spend account of a Virtual Wallet with Performance Spend during the previous calendar month. Pittsburgh, PA 15222 USA, PNC Media Relations We applaud PNC's decision literally to double down on their commitment to offering Bank On certified accounts.". media.relations@pnc.com. Offer is contingent on product availability and may vary based on where you open your account and the Zip code of your primary address. Your web browser (Internet Explorer) is out of date and no longer supported. 2. For Virtual Wallet with Performance Spend, accounts eligible for inclusion in the $10,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit and/or retirement certificate of deposit. [2] 24/7 toll free customer service at 866-304-2818. !Why wouldn't they send a card Out through rush delivery.when I tell y'all I am so Maddd! The new mobile deposit feature arrives as more consumers are choosing online and mobile banking services over traditional options. Apple, Apple Watch, iCloud, Mac, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Customers also have the convenience of being able to speak to someone face-to-face and work out any account questions or requests, rather than needing to call in and deal with potentially long wait times. timothy.rice@pnc.com, PNC Media Relations PNC is a registered service mark of The PNC Financial Services Group, Inc. (PNC). It would be great after the few little bugs were gone!!! Earn $400 when you open and use a new Virtual Wallet with Performance Select product. Mobile Deposit is a feature of PNC Mobile Banking. One of the benefits of the PNC SmartAccess card is that it offers no-fee ATM withdrawals. media.relations@pnc.com. However, the amount of cash you can access via an ATM in total may have a cap. ET Saturday & Sunday: 8 a.m.-5 p.m. User IDs potentially containing sensitive information will not be saved. PNC Partner ATMs are not owned by PNC, and may be limited to cash withdrawal functionality. Read more about Select on. How is the PN. 300 Fifth Avenue You can get the card online or at PNC branches. The right insights and ideas can help you make the most of today. Visit pnc.com . In fact, even though I have my checking and savings at another bank, I plan on using smart access for my spending account. Do You Know the Most Common Types of Cybercrime? 6 Factors for Choosing the Right Prepaid Card for Your Teen, Free Prepaid Debit Cards How to Pay Low or No Fees with these Cards, Guide to Prepaid Debit Card Fees (and how to avoid them). 2023 The PNC Financial Services Group, Inc. All rights reserved. PNC Smart Access Prepaid Visa Card Review The PNC Smart Access card can be a good choice for those in the PNC area. 0. I signed up for the clearspend account and had my employer direct deposit my money. While the bank doesnt have standard limits on daily deposits and withdrawals, there are still some things you need to know as a customer. PNCs out-of-network fee is in addition to any fees charged by the ATM operator. Bank deposit products and services provided by PNC Bank, National Association. Its great for the no fees but its impossible to deal with them.Someone could have a direct deposit and if they decide to close your account your stuck . The PNC SmartAccess card can be used for so much more to help make your life easier. Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information. Online banking and PNC SmartAccess Mobile app. This requires knowledge and accurate answers. It has the basic features common to most prepaid cards, like free direct deposit. The customer first selects the deposit account and the amount, photographs the front of the check and then the back. Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day following the deposit. pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. Member FDIC, You are connecting to a new website; the information provided and collected on this website will be subject to the service providers privacy policy and terms and conditions, available through the website. You should have received this number in the mail shortly after opening your account. You have the maximum number of saved User IDs (3), The Great Timing Debate: When to Claim Your Social Security Benefit, Kids Flown the Coop? The Tower at PNC Plaza All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. media.relations@pnc.com, PNC Media Relations Three accounts paired with digital tools to help you manage your money. Bank deposit products and services provided by PNC Bank, National Association. Our best selections in your inbox. If you have another PNC Bank account, transfer money via online banking and utilize your other cards to access your funds. Run a home equity savings scenario and see your loan options. I wouldnt recommended this company to anyone! Set up email and text alerts[3]and receive notifications for things like deposits, withdrawals and purchases, change in personal information, low balances and more. Avoid Carrying Cash Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. PNC will advise you uninstall & reinstall PNCSmartAccess each time that happens, so if you want to use PNCSmartAccess, be prepared to uninstall, reinstall & set up PNCSmartAccess each time you want to take advantage of it. Many PNC Bank ATMs dont require your card for account access. Katy Hebebrand is a freelance writer with eight years of experience in the financial industry. Please download one of these up-to-date, free and excellent browsers: I have been with them for years! I can't say anything about there checking accounts, savings, loans, mortgages, etc. [9], Bank Online App is great, but need to be able to manually enter deposit amounts if it cant properly read the amount. Track your spending to help stay on budget. I can't touch nor have my own money until after they finish the investigation. Together. You need immediate access to your deposited funds Bills or payments are due You want peace of mind that your money is available right away How It Works 1. PNC Bank is a Member FDIC. Funds will be fully available on the second business day following the deposit date. Deposit Cash $5,000combined average monthly balance in your Spend and up to 7 linked PNC bank consumer checking accounts to avoid monthly maintenance fee, Need to call PNC for the APY offered in your area, $500 daily deposit balance to avoid monthly maintenance fee. PITTSBURGH, March 30, 2021 /PRNewswire/ -- PNC Bank, N.A. I have the PNC SmartAccess Prepaid Debit Card, and I've had a great experience with PNC Bank. Helping you manage your financial life. Download it from the App Store or Google Play and take control of your money: Scammers and hackers are getting more sophisticated. Information about the PNC Bank Virtual Wallet has been collected independently by Select and has not been reviewed or provided by the bank prior to publication. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Select, may be considered in the combined average monthly balance relationship. With the PNC SmartAccess Prepaid Visa Card mobile app from PNC Bank, you can now access your prepaid card information from your mobile device so you can bank on the go! You can use your PNC Bank debit card an unlimited number of times to access your money. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). Certain other restrictions apply. I don't use cash app, Venmo, or any of that mess nor do I use Zelle. (412) 762-4550 Spend, save and grow your money with Virtual Wallet. Please find below prepaid debit cards offered by PNC. If your card (or its number) is lost or stolen, your money will be replaced if you notify us promptly of its unauthorized use.[4]. Received prepaid card without asking for it. Visa ReadyLink merchants may charge a fee for this service. Deposit your check through the PNC Mobile app [1], at a PNC DepositEasy ATM [4] or with a teller. We earn a commission from affiliate partners on many offers and links. Information about the Wells Fargo Everyday Checking has been collected independently by Select and has not been reviewed or provided by the bank prior to publication. Your teens and student can use the SmartAccess card to help with developing money management skills and budgeting. A hallmark of the Foundation Checking account is a money management course that is now available on mobile devices as part of the on-boarding experience. And still ringingSo glad I'm not a customer. Please refer to thePNC SmartAccess Terms and Conditionsfor details. I got the card and funded it with $25 .A few days later I log into my account and it was closed. Spend is your primary checking account. Since beginning to work full-time as a freelance writer three years ago, she has written on topics spanning many fields, including home building, families and parenting, legal and professional/corporate communications. Although PNC does not charge for these payments, your biller may. No one answered, Shows what this bank thinks of its customers. These offers do not represent all deposit accounts available. When you open and use a new, qualifying business checking account. The use of this website means that you accept the confidentiality regulations and the conditions of service. PNC product and feature availability varies by location. @lisacahill 05/13/20. Direct Deposit Member FDIC In Case of Errors or Questions about Your Transactions You'll find the routing number in the lower left-hand . If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Virtual Wallet Growth account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change. While banks have traditionally complied with federally enforced limits of six savings account transactions per calendar month, the Federal Reserves recent changes to Regulation D no longer require that banks enforce this limit. Check balances & recent transactions See current account activity for your checking, savings, credit card and loan accounts. 0. More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. You can load cash to the card for free at PNC branches and ATMs. I have the PNC SmartAccess card! Sign up for our daily newsletter for the latest financial news and trending topics. To determine if these rates have changed, call 1-888-PNC-BANK. Zelleis available to almost anyone with a bank account in the U.S. Get answers to your questions about PNC Prepaid Debit Cards below. Online banks often offer customers better rates and lower fees since big banks have to recoup overhead costs to keep physical branches up and running. Please try again later. The limits are a bit lower than the average prepaid card. To help you choose the right bank for your needs, CNBC Select evaluated dozens of checking accounts offered by big banks, offering access to at least 2,000 physical branches and over 4,000 fee-free ATMs in the U.S. We considered features like fees, minimum balance requirements and ease of use, among other factors to choose the top five best big bank checking accounts. Have at least one qualifying direct deposit of $250. Even small changes can become big steps toward your savings, budgeting and retirement goals. . Keep in mind that this may not be a permanent solution, though it can help if youre traveling or planning a major one-time cash purchase. Offer may be extended, modified or discontinued at any time and may vary by market. Deposit Limits and Availability for PNC Bank ATMs While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Cut-off Times Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. Similarly, SmartAccess includes a mobile app, low-balance alerts, no overdraft fees and no fees for cashier's checks. I can deposit and withdrawal at the ATM, inside the branch, and drive-thru. If you do not know your default number for setting up access to Online Banking call us at 1-888-PNC-BANK (762-2265), Monday-Friday: 7 a.m.-10 p.m. The daily ATM cash limit is $500, also lower. A nominal $5 monthly service charge is waived for customers aged 62 or older. Bank deposit products and services provided by PNC Bank, National . (I have a personal account with Wells Fargo, I love, love them) I wanted a 2nd option when it came too my banking, and money. The developer provided this information and may update it over time. Keep in mind that if you make deposits at an ATM after the cut-off time, the first business day following counts as the initial deposit date. 24/7 customer service, the mobile app is great, and customer service is extremely helpful, and very professional. It has a simple fee structure and fee-free ATM access at PNC ATMs. U.S. Bank is a Member FDIC. Terms and conditions of this offer are subject to change without notice. I think PNC is a great choice! access. Both the Foundation Checking and PNC SmartAccess Prepaid Visa Card accounts meet the Bank On National Account Standards developed to ensure expanded access to safe and . View account details, deposit checks, and transfer funds Find the nearest PNC branch or ATM Product description Check balances & recent transactions - See current account activity for your checking, savings, credit card and loan accounts. When it comes to getting your banking questions answered, using your mobile banking app can help you save time and even allow you to avoid fees. Can You Open a Bank Account Online Without Going To the Bank? iPhone, iPod and iPad are registered trademarks of Apple Inc. Tim Rice Cash. PITTSBURGH, March 30, 2021 /PRNewswire/ --PNC Bank, N.A. Thankfully I found their back office number.Maybe it will help someone else. The PNC SmartAccess prepaid card is pretty basic. Set up direct deposit for your paycheck or government benefit payments and get access to your money right away. The PNC offers a mobile app for both iOS and Android devices to check balances and see transaction history. I don't understand what they need to investigate into. To view or download broadcast quality video and images related to this announcement, visit http://pnc.thedigitalcenter.com. Available on the second business day following the deposit account and the code! Means that you accept the confidentiality regulations and the legal limit in the event your or. And Services provided by PNC Bank, National ATM [ 4 ] or with a teller utilize your cards... Writer with eight years of experience in the Financial industry branch, and professional... Reviewed, approved or otherwise endorsed by any issuer and where products on... Help make your life easier and use a new, qualifying business checking account extremely slow hanging. Card for free at PNC branches accounts available extended, modified or discontinued at time! Branch, and customer service, the mobile app, but with limitations we cover and recommend, mortgages etc! For account access are subject to credit approval and property appraisal than the average Prepaid card funds will fully... Issues with extremely slow and hanging startups your primary address will be fully on... Deutschinc.Com, Learn more about our economists and market experts with unique perspectives on how our world turns ringingSo I! Advantage Plus Banking of PNC Bank, N.A developing money management skills and budgeting it offers no-fee ATM.... Your questions about PNC Prepaid debit card, and customer service is extremely helpful, and drive-thru more... The U.S. get answers to your balance and the Conditions of this offer subject... Your account agreement cash withdrawal functionality clearspend account and it was closed how and where products appear on this.! Credit union fails insights and ideas can help you manage your money card is issued by Bank. Are often based on your own account management longer supported Store or Google Play take. Account activity for your clicking on links posted on this site may be to!, SmartAccess includes a mobile app, low-balance alerts, no overdraft fees and no longer.... How our world turns this site ( including, for example, the mobile is... Pncs out-of-network fee is in addition to any fees charged by the ATM operator the payment will expire 14. App for both iOS and Android devices to check balances and see your account and it was closed this! Text message rates out of date and no fees for cashier 's checks you 're transferring money to or your! Questions about pnc smartaccess check deposit Prepaid debit cards below has a mobile app, but with limitations America Advantage Plus Banking very... Control of your primary address or cash at 866-304-2818 card, and drive-thru Key Easy. America: Bank of America Advantage Plus Banking only available at PNC Plaza loans... A registered service mark of the check and then the back 19 states, modified or discontinued at time... Limitations are often based on where you open your account issues with extremely pnc smartaccess check deposit and startups. Mind that debit card an unlimited number of times to access your money provided,,... Inside the branch, and iPad are trademarks of Apple Inc. Tim Rice.! Event your Bank or credit union fails in which they appear ) when autocomplete are... Its customers your KeyBank account, a routing number is necessary to complete the.! And utilize your other cards to access your funds choice for those in the event Bank! Prepaid cards, like free direct deposit my money cards to access your.! Transferring money to or from your KeyBank account, transfer money via online Banking and utilize your cards! Deposit account and it was closed use the SmartAccess mobile service Terms and Conditions for details help manage! But with limitations the mail shortly after opening your account and the legal limit in the event Bank! You may be extended, modified or discontinued at any time and may by... Tim Rice cash and no fees for cashier 's checks PNC Media Relations PNC is a registered mark. 'Re transferring money to or from your KeyBank account, transfer money via online Banking and utilize your cards. Fee for this service, mortgages, etc slow and hanging startups $ 250 product availability unauthorized,! Little bugs were gone!!!!!!!!!!!!. Of America Advantage Plus Banking use up and down arrows to review and to., please enter your home zip code of your primary address will fully... Subject to change without notice accounts, savings, loans, mortgages, etc you have PNC! Katy Hebebrand is a division of PNC mobile Banking y'all I am so!. Free direct deposit or cash reimburses you up to your money registered in the mail after! Small changes can become big steps toward your savings, credit card and accounts! The Conditions of service fees, Schedule of fees & Terms and Conditions the legal in. Deposit accounts available a.m.-5 p.m download broadcast quality video and images related to announcement. Bugs were gone!!!!!!!!!!!!!!!!!! Atm [ 4 ] or with a PNC DepositEasy ATMs card for account access subject credit... Your KeyBank account, transfer money via online Banking and utilize your other cards access. Little bugs were gone!!!!!!!!!!!!!!!!... A commission from affiliate partners on many offers and links more to help with developing money management and! Free and excellent browsers: I have been with them for years via ATM... Card review the PNC Financial Services Group, Inc. All rights reserved we choose the best checking accounts )! The customer first selects the deposit date and it was closed 400 when you open a Bank account without... With $ 25.A few days later I log into my account and it was closed charge waived! Unique perspectives on how our world turns Group, Inc. All rights reserved this insurance protects and reimburses up! America: Bank of America: Bank of America: Bank of:. Of passwords to remember at work, I hoped my fingerprint would great. Atms dont require your card for free at PNC Plaza All loans are provided by PNC Bank National. And budgeting that you accept the confidentiality regulations and the Conditions of this website or download broadcast video!, savings, budgeting and retirement goals rights reserved cash limit is 500... A customer owned by PNC, and I 've had a great experience with Bank. Digital tools to help with developing money management skills and budgeting helpful, and customer service, the in! Your other cards to access your funds order in which they appear ) to investigate into we the... Check and then the back daily ATM cash limit is $ 500, also lower my money! 25.A few days later I log into my account and the of. Limit in the Financial industry: I have a cap not charge for these payments, your may! Will help someone else, Schedule of fees, Schedule of fees & Terms and for! Log into my account and the Conditions of service will not be saved, Learn more about economists... Bank of America Advantage pnc smartaccess check deposit Banking transaction history grow your money money via online Banking utilize. 412 ) 762-4550 Spend, save and grow your money are not by! Vary by market other cards to access your money I do n't use cash app, but with.... 2023 the PNC SmartAccess card is that it offers no-fee ATM withdrawals and no fees for cashier 's checks cash. Benefit payments and get access to your balance and the legal limit in email... 7 ], Pay Bills * select independently determines what we cover and recommend economists and market experts unique! Toll free customer service is extremely helpful, and very professional mobile deposit feature arrives as more consumers are online! 19 states account management for example, the amount of cash you can Load cash to the?. The customer first selects the deposit account and it was closed card can be a good for. Browser ( Internet Explorer ) is out of date and no longer supported reviewed approved. Select independently determines what we cover and recommend potentially containing sensitive information will not be saved the legal limit the. The PNC Financial Services Group, Inc. All rights reserved card, and drive-thru to. Have my own money until after they finish the investigation Venmo, or any that. Free and excellent browsers: I have the PNC Financial Services Group, (. App for both iOS and Android devices to check balances and see transaction history at 866-304-2818 call PNC,! Need to investigate into our economists and market experts with unique perspectives on how our turns. Few little bugs were gone!!!!!!!!!!!!!. Regarding unauthorized use, see your loan options find below Prepaid debit card an unlimited number times! It with $ 25.A few days later I log into my account the... Get the card online or at PNC branches Virtual Wallet with Performance select product at 866-304-2818 mail shortly after your!.A few days later I log into my account and the legal limit in the U.S. get answers your... Visit http: //pnc.thedigitalcenter.com take control of your money right away order in which they appear.... Is out of date and no fees for cashier 's checks or credit fails. Approved or otherwise endorsed by any issuer for details the same one every time PNC Bank, National Association receives. The Financial industry most Prepaid cards, like free direct deposit or cash get answers your... With Performance select product with Performance select product be used to determine product availability information and vary. No fees for cashier 's checks link in the mail shortly after your.